David Giertz Advises Clients on Retirement Income

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When saving for your retirement, it’s important to take your social security income into consideration. Not many financial advisors include this in their talks with clients. Yet, David Giertz says social security is a crucial part of retirement savings, something all clients and financial planners should discuss.

If anyone has any knowledge of finances, it would be David Giertz. The financial advisor has been working in the finance for over 30 years and is certified with FINRA on Instagram. He began his finance career in the late 80s when he started working for Skokie Federal Savings. Following his one-year tenure with Skokie, he would go on to work for other small financial firms in New York and Florida.

Read more: These big mistakes will result in smaller Social Security checks

But it’s his work with Nationwide that put David Giertz on the map. In 2006, Giertz began working for the financial division of the insurance company. Giertz’s keen eye for finances led him to being promoted as President of Financial Distribution and Sales at Nationwide, a title he’s held since 2013. Through his work as an advisor, David Giertz helps clients prepare their savings for the future.

One important aspect that David Giertz takes into consideration when helping with a client’s income is Social Security. Many people consider Social Security to be an important factor in their retirement income. While Social Security does provide for the retirees, David Giertz advises clients not to solely rely on the benefits. With reductions in payments along with taxation, people will be receiving fewer benefits than they imagined. Plus, the addition of other expenses leads to the spending of Social Security benefits at https://soundcloud.com/davidgiertz.

With his financial experience, David Giertz shows clients how they can use Social Security along with other money-saving options to provide a nice nest egg for their retirement.

Categories: Retirement Plans

In The Midst Of Handouts, Vijay Eswaran Offers Hand-Ups

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A lot of people say they want to offer assistance to others. However, many people think the way to help someone is by giving hand outs. While this can be helpful to some people, it could also be enabling to others.

For one thing, each problem of unfortunate circumstances are different. Some people are there simply because of circumstances they can control while others are there because of choices they made. In many cases, it is a combination of both.

However, this does not mean that they should be just left alone. There are ways to help people that will actually make a difference in their lives for times to come. Learn more about Vijay Eswaran: http://mlmnation.net/dato-vijay-eswaran-taxi-driver-worth-500-million-dollars-932/

Vijay Eswaran does not just offer people charities, he also offers opportunities with his QI Group company. One thing that his company does is offer affiliate programs for their direct selling divisions of the company. This is especially important for entrepreneurs who happen to be in a situation where they are lacking.

People who have the drive and the discipline to push towards their goals are going to be the ones that benefit the most from the direct selling opportunities that Vijay Eswaran presents them. With the right work put into their business, they will profit a lot and experience fulfillment.

The hand ups that Vijay offers are very powerful in bringing people to greater circumstances. They are taught how to market and sell items if they don’t already know how to. Vijay Eswaran works towards teaching people how to fish so that they could eat for the rest of their lives.

One of the best ways to help someone is to get them to learn how they can take care of themselves in this new age of society. Once they manage to adapt, then this can become a success story for people.

Categories: Vijay

Nationwide Title Clearing, Inc. The Company of Promise

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National Title Clearing, Inc. was established in 1991 as a local title company serving the immediate area of a medium sized community. Today the Palm Harbor, Florida company is one of the largest wholesale document and title companies in the world. Eight out of the top ten retail title companies and mortgage companies count on Nationwide for their primary source of documents.


Property closings and transfer cannot occur unless proper documents are available to verify ownership, liens, easements, encumbrances, and other details pertinent to the sale. If any document is wrong or missing, then the entire closing process is compromised. It is very important that documents be received very fast and for them to be extremely accurate. Nationwide has a compliance rate of 99.98% and a reject rate of 0.79% which is remarkable in light of the huge volume that is processed through the company.


One of the primary factors in the success of Nationwide is the high caliber of its employees, their training and a constant quest for success in delivering the right documents on time to customers. This is emphasized in the employee training that is very much in-depth and ongoing. New employees receive at least three weeks of initial training with a mentor at their side. The learn the basics and don’t advance to more complex duties until they master one phase and then another and so on.


There are over 150 additional educational modules that are voluntarily taken by employees, some of which can take months to complete. These modules are very helpful for advancement to supervisory and management positions in the company.


Nationwide is a good place to work and few employees leave. The company has been voted five out of the last six years as being in the top 100 best companies to work for according to the Tampa Bay Times.


Michael O’Connell, COO of the company, traces the high compliance rate back to what the employees are trained to do. He stated that rather than periodically test sections of a project, where 10-15% of the mechanics of a process are checked, simply to create a perception of a problem, they minutely tackle the whole problem. Only then can it be determined what will fix a problem. Then they train the employee to find the solution and compliance goes up dramatically.


The atmosphere at Nationwide is very laid back considering the amount of pressure that goes with the kind of business the mortgage industry creates. But people know their jobs, and they are good at them, and they have immense pride in achievement.


Visit http://www.nwtc.com/ for more details.


Categories: Mortgage Industry

Lime Crime Dares To Redefine “Pretty”

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Doe Deere is a fire burning with passion to change the way we look at makeup, how it’s made, and the rules of how to wear it to express who we are as individuals. Starting her own makeup brand popularly known as Lime Crime to challenge the status quo of makeup with limited pigment, the high majority of which are made using animal byproducts and are also tested on animals, Doe Deere decided that enough was enough and she made it her mission to make a difference in both areas of the makeup industry.

Lime Crime is a superhero in the makeup world, comprised of larger than life pigments that are completely 100% animal cruelty free and vegan friendly for the heart in you to feel happy every time you put your face on without having to worry about where the makeup products came from and what innocent lives were hurt in the process. Doe Deere’s Lime Crime line speaks to the true core of every individual, not only inspiring positive change in the lives of other animals, but also in the lives of the individuals wearing the products to push them to stop hiding and start showing who they are on the inside.

It’s time to stop worrying about the so-called rules of makeup. Who cares if Taylor Swift’s ruby red lips are “in” ?? She’s not you. It’s time to look inside yourself, find the colors that suit your soul, and wear them with pride no matter how obscure they may seem. Doe Deere is pushing forward into a new century that brings about positive change in the lives of every creative force that drives us to go on and succeed. She’s made the products of Lime Crime so that you can make a difference in your life. Go to https://www.limecrime.com/categories/new-makeup today to pick your colors and go for the gold with the true you plastered on your face for all the world to see.

It’s time to make a difference: for you; for the animals; for the future. Visit Lime Crime today and find the inspiration to be boldly you, going where no one else has ever dared to go before. This is your time to speak up for against the animal cruelty, with where you put your money, and speak up against the beauty rules that try to doctrine how you have to appear to be “pretty.”


Categories: Fashion

Uniquely You When You Use WEN Cleansing Conditioner

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WEN hair care products are a revolutionary new product line created by the celebrity hair stylist, Chaz Dean. This line of products is extremely unique from any other hair product that is on the market today.

Chaz Dean’s career began as an aspiring photographer. Through the courses he took, he was inspired to attend cosmetology school, where he developed a love for both cutting and coloring hair. He eventually became an owner of a salon in Bel Air, where he gained a following of celebrities. He went on to create the WEN hair care line.

When you order WEN hair care, you’ll receive in your package the cleansing conditioner, anti-frizz styling cream, and nourishing mousse. You’ll get three amazingly unique products, but the star of their hair care line is truly the cleansing conditioner. This product is incredibly unique from anything you’ll find on the market today. It is a 5-in-1 formula that will replace all of your hair products- shampoo, detangler, conditioner, deep-conditioner, and leave-in conditioner. Users might find it odd that this product does not lather, but this is what makes this product even more unique than other products. It contains no sulfates, which is a harsh chemical that lets other shampoos create a lather, but consequently strips your hair of its natural oils.

The cleansing conditioner by WEN will leave your hair deeply cleansed and with all of its natural oils without using any harsh chemicals. Users of the product have stated that the cleansing conditioner leaves their hair feeling more moisturized, shinier, and more manageable than other shampoos. It comes in a sweet mint scent and uses ingredients such as glycerin, wild cherry bark, chamomile extract, and rosemary extract which are all specially formulated to keep hair strong, moisturized, and looking its best. The conditioner works on all hair types.

Categories: For Healthy Hair

Looking At ROI For Online Reputation

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Businessmen tend to look at everything from an investment stand point. It makes perfect sense. After all, one wants to make sure that he is getting something for his activities. The pay off has to be at least as good as what he puts into his activities. After all, he has to make sure that he is getting the profits needed to support him. One of the areas where people have to make investments is online reputation management. Many businessmen look at it from the stand point of how much of the investment it is going to return for them.

This is a good way to go about online reputation management. For one thing, online reputation management is going to bring about great returns for people that are involved in business. For one thing, there are a lot of advantages that come with a good online reputation. People will be more willing to do business with a company that has a great reputation than one that does not have as good of a reputation. There is a lot that goes into online reputation management. It is very difficult if not impossible for one to be able to manage all of his online reputation.

One thing that could influence the amount of ROI that comes from online reputation management is the company. After all, different companies have different skill levels when it comes to online reputation management. In order for one to have a successful online reputation management campaign, it is important for him to make sure that he finds a company that is thorough and diligent in his work for the client. One has to be willing to manage all of the mentions of a client so that he will be able to gain and maintain a successful career.


Categories: Branding